Privacy Policy for Cabova

Effective Date: April 23, 2026

Developer: Cabova Digital (Ireland)

1. Introduction

This Privacy Policy describes how Cabova ("the App") handles your data. As a "Local-First" application, we prioritize your privacy by keeping your financial entries on your device rather than our servers.

2. Data Collection & Usage

Cabova is designed to function without transmitted personal financial data.

• Financial Data: All entries (including salaries, expenses, and pension data) are stored locally on your device. We do not have access to, nor do we collect, this information.
• Permissions: The app may request permissions for local notifications (e.g., budget reminders), which remain handled by your device's operating system.

3. Third-Party Advertising (Google AdMob)

We use Google AdMob to provide personalized and non-personalized advertisements, which allows us to offer the app for free.

• AdMob may collect and use your device’s advertising ID to show relevant ads.
• EEA/UK Users: We use the Google User Messaging Platform (UMP) to obtain your explicit consent for ad personalization in compliance with GDPR.

4. EU Geo-blocking Compliance

In accordance with EU regulations, we provide non-discriminatory access to our application for all residents of the EU, EEA, and Switzerland.

5. Data Disposal

Users can delete all stored data at any time by clearing the app cache or uninstalling the application.

6. Contact Information

If you have questions regarding this policy, please contact: cabova.support@gmail.com